35 Ultimate Personal Finance Quotes

Here is a list of personal finance quotes for everyday motivation and inspiration from various authors. Happy reading!

1. “Wealth is the ability to fully experience life.”

Henry David Thoreau

2. “Beware of little expenses. A small leak will sink a great ship.”

Benjamin Franklin

3. “A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life.”

–Suze Orman

4. “Your net worth to the world is usually determined by what remains after your bad habits are subtracted from the good ones.”

–Benjamin Franklin

5. “It is a kind of spiritual snobbery that makes people think they can be happy without money.”

–Albert Camus

6. “The only way you will ever permanently take control of your financial life is to dig deep and fix the root problem. “

–Suze Orman

7. “Financial literacy is an issue that should command our attention because many people are not adequately organising finances for their education, healthcare and retirement.”                

–Ron Lewis

8. “Our goal is to make finance the servant, not the master of the real economy. ”                          

–Alistair Darling

9. “The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behaviour. It is only about 20 percent head knowledge.”                                                                                                              

–Dave Ramsey

10. “Capital is that part of wealth, which is devoted to obtaining further wealth.”                             

–Alfred Marshall

11. “Do not gamble; take all your savings and buy some good stock and hold it until it goes up, then sell it. If it does not go up, do not buy it.”                                            

–Will Rogers

12. “Security depends not so much upon how much you have, as upon how much you can do without.”                                                                  

  –Joseph Wood Krutch

13. “Being rich is a good thing. Not just in the obvious sense of benefiting you and your family, but in the broader sense. Profits are not a zero sum game. The more you make, the more of a financial impact you can have.”                                                                               

–Mark Cuban

14. “Finance is not merely about making money. It is about achieving our deep goals and protecting the fruits of our labour. It is about stewardship and, therefore, about achieving the good society.”                                                                                                                            

–Robert J. Shiller

15. “To finance longer life spans, we must convince individuals to start investing now for the long term. However, longevity should be an asset that can be levered, not a curse. They must understand that there is a cost to sitting in cash. No one talks about that cost.”                    

     –Laurence D. Fink

16. “You do not want to have so much money going toward your mortgage every month that you cannot enjoy life or take care of your other financial responsibilities.”                                             

–Dave Ramsey

17. “Divorce is one of the most financially traumatic things you can go through. Money spent on getting mad or getting even is money wasted.”                                                                              

–Richard Wagner

18. “As much as you need to know your operations, if you do not understand the finance side and how to do the business, you are never going to be successful. So you might be the best operator or visionary, but if you do not understand the finance side… I am successful because I know the finance side, but I also know operations; it is not an accident.”                                      

–Tilman J. Fertitta

19. “I believe that through knowledge and discipline, financial peace is possible for all of us.”           

–Dave Ramsey

20. “Wealth consists not in having great possessions, but in having few wants. ”                               


21. “Money is like manure. You have to spread it around or it smells.”                                                  

–J. Paul Getty

22. “Every time you borrow money, you are robbing your future self.”

― Nathan W. Morris

23. “Experts tout many positive reasons to save money, including being able to afford things like a home, car or holiday, becoming financially independent and being prepared for unforeseen expenses or emergencies. Ultimately, putting money aside for a rainy day will make you feel less stressed, more in control of your finances and all-around happier. Now that is worth saving for!”                                                                  

–Niki Brantmark

24. “I view investing as a method of purchasing assets to gain profit in the form of reasonably predictable income (dividends, interest, or rentals) and /or appreciation over the long term.”

Burton G. Malkiel

25. “The truly wealthy do not often pursue status. They do not need to. They have already made it. The pursuit of Rolex watches and $100,000 vehicles is for wannabes like you and me. Why pursue status when you have already achieved it?”

― Erik Wecks

26. “Financial stability is much more about doing the best with what you have and not about achieving a certain level of income.”

Erik Wecks

27. “When you know the impact of little expenses, you will realise that there is nothing little in this world.”

― Manoj Arora

28. “A personal budget is a manifestation of your decision to grab your finances by the balls.”

― Money Tree Man

29. “We tend to compartmentalise our debt: categorising our mortgage debt as one kind of debt, instalment loans as another, and credit cards as still another. Most treat all person (consumer) debt separately from mortgage debt. The fact is that debt is debt. All of it is owed and has to be paid back!”

― Dale Vermillion

30. “At the end of the day, if you are wasting your time by not investing in yourself, you are going to waste away—and that would be the greatest waste of all.”

Richie Norton

31. “When I was young, I thought that money was the most important thing in life; now that I am old, I know that it is.”                                                                                                                            

– Oscar Wilde

32. “Money cannot buy happiness, but it can make you awfully comfortable while you are being miserable.”                                                                                                                                      

– Clare Boothe Luce

33. “Save a part of your income and begin now, for the man with a surplus controls circumstances and the man without a surplus is controlled by circumstances.”                             

– Henry H. Buckley

34. “Prosperity is the fruit of labour. It begins with saving money.”                                                 

   – Abraham Lincoln

35. “The rich rule over the poor, and the borrower is slave to the lender.”                    

– Proverbs 22:7


“Do not save what is left after spending, but spend what is left after saving.”                                     

– Warren Buffett

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